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Plans and payments

Clover plans for the way you trade.

Choose a Clover software subscription and the hardware for your counter, queue or venue. Monthly software prices are listed below. Card processing, hardware and setup are quoted separately.

Clover

Authorised Clover reseller

Ludo supplies, configures, and supports Clover hardware in Australia. One team handles the devices, the payment setup, and the venue rollout.

Ludo acts as an independent sales organisation of Fiserv and receives a fee for referrals. Card acceptance is provided under a merchant agreement with Fiserv.

VisaMastercardAmerican ExpresseftposApple PayGoogle Pay

Shown examples. Support extends to all major cards accepted on the Clover platform.

1 October 2026

Surcharges end. Your pricing should already know.

From 1 October 2026, eftpos, Mastercard, Visa, and American Express have announced no-surcharge rules for card payments in Australia. If your venue offsets card fees at the checkout today, that lever disappears. We quote rates priced for the surcharge-free era, so the change lands in your rate card, not in your queue.

What you get

The payment stack behind the terminal.

Fast, reliable transactions

Clover terminals process on globally proven acquiring infrastructure. Checkout speed holds at event peak, not just in the demo.

Surcharge-free ready

eftpos, Mastercard, Visa, and American Express have announced no-surcharge rules from 1 October 2026. We quote rates built for that world, not a workaround that expires with the rules.

Fraud protection

EMV, tokenisation, and monitored acquiring reduce chargeback exposure at high-volume, short-window trading.

Pay-by-link

Send a secure payment link by email or SMS for deposits, invoices, and vendor fees. No terminal required for the back office.

Reporting that reconciles

Clover sales land next to Ludo wallet spend in one settlement view. Finance closes the day against one report.

Human support

The team that quotes the fleet configures it and answers the radio during the event. Support runs on event hours.

Rate models

Three ways to price it. All in writing.

Pick the model that fits how your venue trades. Every quote is written, every model includes the same settlement view and support line, and merchant terms are issued by the acquirer and disclosed in full before you commit.

Simplest

Blended rate

One flat percentage across card types. Easiest to budget, easiest to explain to forty stall vendors on move-in day.

  • One rate across the schemes
  • No monthly surprises
  • Best for stalls and seasonal vendors

Most transparent

Interchange plus

Pass-through interchange and scheme fees plus a fixed margin you can see. Least-cost routing works underneath to push the base cost down.

  • Cost transparency line by line
  • Least-cost routing scoped in
  • Best for high-volume venues

Only from Ludo

Venue bundle

Clover hardware and acceptance bundled with Ludo software: Fun Pass wallet, amusement operations, vendor settlement, and the live ops dashboard in one quoted package.

  • Hardware, rates, and software in one quote
  • Fun Pass and amusements included
  • Best for shows, carnivals, and attractions

Settlement timing is part of the quote. Event cash flow lives or dies on when takings land. We put settlement timing in writing with the rate, not in the fine print after go-live.

The complete quote

What does Clover cost in Australia?

Your total depends on the devices, software, card trade and setup work. A software subscription alone is not the package price.

Hardware
Purchase price or rental, devices, printers and accessories. Confirm term, warranty, freight and any return charges.
Software
The Australian plan, first-device and additional-device charges, plus any kitchen or kiosk software.
Payment processing
The quoted rate model, card mix, transaction charges and any minimum or recurring account fees.
Setup and training
Menu work, installation, printer checks, staff training and any travel. Each service has a written scope.
Optional support
Support hours, included work, exclusions and after-hours arrangements. Menu changes and hardware faults have defined routes.

A café counter

Scope one counter device, the required software plan, receipt and kitchen printing, menu setup and staff training. List one-off costs separately from monthly charges.

A mobile trader

Scope the handheld device, software, charging, connectivity and order printing. Confirm charges during non-trading months and any event-specific setup.

These are configuration examples, not priced offers. Your written quote states GST treatment, billing units, terms and all applicable charges. No complete total is shown until every component is confirmed.

Clover software plans

Pay for the software the counter actually needs.

Monthly subscriptions in Australian dollars, including GST. Each plan includes one device; additional-device subscriptions are listed separately. Hardware and card processing are not included.

Payments

$0/month

Includes one device.

Each additional device $0/month

Stall vendors who just need to take cards fast and settle clean.

  • Payments acceptance
  • Transaction reports

Essentials

$22.95/month

Includes one device.

Each additional device $14.95/month

Merchandise stands and small outlets that need orders and basic stock.

Everything in Payments, plus

  • Order management
  • Customer management
  • Basic inventory and reporting

Register

$76.95/month

Includes one device.

Each additional device $22.95/month

Retail counters that live and die on stock accuracy.

Everything in Essentials, plus

  • Advanced inventory management
  • Advanced reporting

Most deployed at venues

Counter Service Restaurant

$89.95/month

Includes one device.

Each additional device $22.95/month

Food outlets and quick service, the backbone of a show day.

Everything in Register, plus

  • Online ordering

Table Service Restaurant

$135.95/month

Includes one device.

Each additional device $22.95/month

Sit-down dining, bars with table service, member lounges.

Everything in Counter Service, plus

  • Table mapping
  • Tableside ordering and firing (requires Mini or Station)

Kiosk software

$54.95/month · per kiosk installed

Kitchen display software

Coming soon in Australia

Plan pricing is set by Clover and can change with 30 days notice. Hardware, setup and card processing are quoted separately. No standard transaction percentage applies to these subscriptions.

FAQ

Straight answers on rates.

What venue finance teams ask before moving card volume.

Can we surcharge to recover card costs?

Not for eftpos, Mastercard, Visa, or American Express card payments after 1 October 2026 under the networks’ announced no-surcharge rules. We quote a rate priced for that change and scope least-cost routing where it genuinely lowers the underlying cost.

How fast do takings settle?

Settlement timing is confirmed in your quote and agreement. For event operators we scope it against the trading window so cash flow works during the event, not after it.

Who sets the merchant terms?

The merchant agreement, including rates and terms, is issued by the acquirer. We quote in writing, walk you through every line before you sign, and hold the relationship with service.

Can pay-by-link handle deposits and vendor fees?

Yes. Secure links by email or SMS cover deposits, invoices, and vendor fees without a terminal, and land in the same settlement view.

Talk to us

Get a quote you can hold us to.

Send us your current statement or your expected volume. We will come back with a written quote, settlement timing, and the hardware plan.

  • Quoted in writing before you sign anything
  • Backed by global acquiring infrastructure
  • Setup, training and support scoped in your quote
A vendor serving a visitor on a Ludo POS terminal at the Sydney Royal Easter Show

3 million

transactions across live deployments

500+

devices on one deployment

99.9%

uptime through live events

Ludo platform results across event deployments, not Clover-only figures

Ludo Leisure Suite is built by Sendrato Australia Pty Ltd (ABN 98 605 555 833), an Authorised Reseller of Clover® Solutions and an independent sales organisation of Fiserv. Ludo receives a fee for referrals. Card acceptance is provided under a merchant agreement with First Data Merchant Solutions Australia Pty Ltd (Fiserv). This website is not an official page of Fiserv, Clover, its subsidiaries, or affiliated businesses.

© 2024 Clover Network, LLC. The Clover name, logo, related trademarks, and service marks are owned by Clover Network, LLC, and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.