Payments and rates

Payments tuned for venues.

Speed up checkout, settle fast, and stop guessing what cards cost you. Clover acceptance, quoted and supported by Ludo, reconciled in the same view as the rest of the event.

Clover

Authorised Clover reseller

Ludo supplies, configures, and supports Clover hardware in Australia. One team handles the devices, the payment setup, and the venue rollout.

Ludo acts as an independent sales organisation of Fiserv and receives a fee for referrals. Card acceptance is provided under a merchant agreement with Fiserv.

VisaMastercardAmerican ExpresseftposApple PayGoogle Pay

Shown examples. Support extends to all major cards accepted on the Clover platform.

1 October 2026

Surcharges end. Your pricing should already know.

From 1 October 2026, eftpos, Mastercard, Visa, and American Express have announced no-surcharge rules for card payments in Australia. If your venue offsets card fees at the checkout today, that lever disappears. We quote rates priced for the surcharge-free era, so the change lands in your rate card, not in your queue.

What you get

The payment stack behind the terminal.

Fast, reliable transactions

Clover terminals process on globally proven acquiring infrastructure. Checkout speed holds at event peak, not just in the demo.

Surcharge-free ready

eftpos, Mastercard, Visa, and American Express have announced no-surcharge rules from 1 October 2026. We quote rates built for that world, not a workaround that expires with the rules.

Fraud protection

EMV, tokenisation, and monitored acquiring reduce chargeback exposure at high-volume, short-window trading.

Pay-by-link

Send a secure payment link by email or SMS for deposits, invoices, and vendor fees. No terminal required for the back office.

Reporting that reconciles

Clover sales land next to Ludo wallet spend in one settlement view. Finance closes the day against one report.

Human support

The team that quotes the fleet configures it and answers the radio during the event. Support runs on event hours.

Rate models

Three ways to price it. All in writing.

Pick the model that fits how your venue trades. Every quote is written, every model includes the same settlement view and support line, and merchant terms are issued by the acquirer and disclosed in full before you commit.

Simplest

Blended rate

One flat percentage across card types. Easiest to budget, easiest to explain to forty stall vendors on move-in day.

  • One rate across the schemes
  • No monthly surprises
  • Best for stalls and seasonal vendors

Most transparent

Interchange plus

Pass-through interchange and scheme fees plus a fixed margin you can see. Least-cost routing works underneath to push the base cost down.

  • Cost transparency line by line
  • Least-cost routing scoped in
  • Best for high-volume venues

Only from Ludo

Venue bundle

Clover hardware and acceptance bundled with Ludo software: Fun Pass wallet, amusement operations, vendor settlement, and the live ops dashboard in one quoted package.

  • Hardware, rates, and software in one quote
  • Fun Pass and amusements included
  • Best for shows, carnivals, and attractions

Settlement timing is part of the quote. Event cash flow lives or dies on when takings land. We put settlement timing in writing with the rate, not in the fine print after go-live.

Clover software plans

Pay for the software the counter actually needs.

Standard Clover plan pricing, per device per month including GST. Mix plans across the venue: the taco stand does not need what the member dining room needs.

Payments

$0/month

Stall vendors who just need to take cards fast and settle clean.

  • Payments acceptance
  • Transaction reports

Essentials

$22.95/month

Extra devices $14.95/month

Merchandise stands and small outlets that need orders and basic stock.

Everything in Payments, plus

  • Order management
  • Customer management
  • Basic inventory and reporting

Register

$76.95/month

Extra devices $22.95/month

Retail counters that live and die on stock accuracy.

Everything in Essentials, plus

  • Advanced inventory management
  • Advanced reporting

Most deployed at venues

Counter Service Restaurant

$89.95/month

Extra devices $22.95/month

Food outlets and quick service, the backbone of a show day.

Everything in Register, plus

  • Online ordering

Table Service Restaurant

$135.95/month

Extra devices $22.95/month

Sit-down dining, bars with table service, member lounges.

Everything in Counter Service, plus

  • Table mapping
  • Tableside ordering and firing (requires Mini or Station)

Kiosk software

$54.95/month · per kiosk installed

Kitchen display software

$59.95/month · per KDS installed

Plan pricing is set by Clover and can change with 30 days notice. Hardware is quoted separately or in your venue bundle.

FAQ

Straight answers on rates.

What venue finance teams ask before moving card volume.

Can we surcharge to recover card costs?

Not for eftpos, Mastercard, Visa, or American Express card payments after 1 October 2026 under the networks’ announced no-surcharge rules. We quote a rate priced for that change and scope least-cost routing where it genuinely lowers the underlying cost.

How fast do takings settle?

Settlement timing is confirmed in your quote and agreement. For event operators we scope it against the trading window so cash flow works during the event, not after it.

Who sets the merchant terms?

The merchant agreement, including rates and terms, is issued by the acquirer. We quote in writing, walk you through every line before you sign, and hold the relationship with service.

Can pay-by-link handle deposits and vendor fees?

Yes. Secure links by email or SMS cover deposits, invoices, and vendor fees without a terminal, and land in the same settlement view.

Talk to us

Get a quote you can hold us to.

Send us your current statement or your expected volume. We will come back with a written quote, settlement timing, and the hardware plan.

  • Quoted in writing before you sign anything
  • Backed by global acquiring infrastructure
  • Supported on event hours, on site and on the radio
A vendor serving a visitor on a Ludo POS terminal at the Sydney Royal Easter Show

3 million

transactions across live deployments

500+

devices on one deployment

99.9%

uptime through live events

Live deployment proof, not projections

Ludo Leisure Suite is built by Sendrato Australia Pty Ltd (ABN 98 605 555 833), an Authorised Reseller of Clover® Solutions and an independent sales organisation of Fiserv. Ludo receives a fee for referrals. Card acceptance is provided under a merchant agreement with First Data Merchant Solutions Australia Pty Ltd (Fiserv). This website is not an official page of Fiserv, Clover, its subsidiaries, or affiliated businesses.

© 2024 Clover Network, LLC. The Clover name, logo, related trademarks, and service marks are owned by Clover Network, LLC, and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

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